Benefits:

Get an instant personal loan with IndusInd. Apply

now.

Flexible loan amount - from ₹30,000 to ₹5

Lakhs p.a

Fully digital and paperless journey

Minimal documentation and easy process.

Interest Rates range from 10.49% to 29.50%

Super fast loan disbursal & speedy approval process.

Whom to sell?

- Age should be 21- 60 years.

- Net monthly income should be ₹15,000.

minimum of

- Credit score should be more than 680

- Occupation type must be Salaried, Self-Employed Business, and/or Self-Employed professional.

- Occupation type should not be house person, retired, or student profile.

- Documents Required:

1) Proof of identity: Driving license, passport, voter's ID, Aadhaar card, or PAN Card.

2) Valid identity/Residence/Signature proof for KYC.

3) Income proof: Form 16/ITR for the last 3 years or the latest 3 months' salary slip.

How it works?

1. Send the sharing link of IndusInd Bank Personal

Loan to the suggested people in your customers

list

2. Ask the customer to click on the shared link and

they will be redirected to the IndusInd Bank web page

3. The customer needs to complete the rest of the

process on the web page.

4. Enter PAN number, mobile number, email id,

current pin code and click on 'Verify Mobile

Number'

5. Enter the OTP sent to the mobile number and

continue.

6. Add loan requirement amount, and tenure and click

'Next'

7. Enter personal details such as net monthly

income, nationality, date of birth, employment type, etc

8. Enter your Aadhaar number or Virtual ID to initiate an e-

KYC and proceed.

9. Verify the current address and continue.
10. Add work details such as company name, industry type, duration in the current organization, etc., and verify.
11. If the customer is eligible, they will receive a pre-approved limit message on the screen.
12. Select the loan amount, repayment tenure, interest rate, and EMI and proceed.
13. Add bank details such as account number, bank name, IFSC code, etc.
14. Complete the video KYC process.
15. Check the loan agreement along with the terms and conditions.
16. E-sign the loan agreement using an OTP sent to the registered mobile number.
17. Set up auto repayment mandate.
18. Once your customer's personal loan is approved, the cash will be transferred to their savings account.
19. The amount will reflect on the GroMo app within 7 days.

Terms & Conditions

- Age: between 21 to 60 years

- Net monthly income should be a minimum of €15,000

- Credit score should be more than 680

- Occupation type must be Salaried, Self-Employed Business, and/or Self-Employed Professional.

- Occupation type should not be house person, retired, or student profile.

- Partner should always strictly comply with all the applicable laws, rules, regulations and government guidelines.

- If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses and their account and earnings shall be blocked/freezed.

- Partner should not accept any payment or give any incentive to the customer.

- Partner is expected not to make false promises, or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it.

- Partner is expected not to indulge in any malpractices including but not limited to sharing his ID with others, sub contracting his work, using his own number instead of customer's, not taking consent of customer while processing application, mis-selling and not clearly explaining the details of loan being offered.

- …