Benefits:
Instant loan approval
Available for both salaned & self employed
Loan up to 1 Lakh
100% Digital Process
Flexible tenure of up to 9 months
Interest rate starting from 2% per month
Upto 60% off on processing fees Upto 300/- with Coupon Code "OLYV60"
Whom to sell?
1. Age: 24 to 45 Years
2. Available for both salaried and self-employed
3. Monthly net income: above 120,000
or Annual Turnover (sales) > 3 Lakh
4. Not for student, housewife or unemployed.
5 Credit score more than 650
6. No past overdue or defaults
7. FOIR up to 100% allowed
Training video
Watch the training video.
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Start earning with Olyv Personal Loan
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How it works?
1. Watch the training video and share the link with eligible customers in your network
2. The customer will be redirected to your personalized page, where they will have to fill in their basic details.
3. Post this customer will get redirected to Smartcoin's website where they have to fill in basic details preferred language, name and mobile number.
4. Allow all the permissions and read the policy carefully
5. Fill personal details date of birth, gender, current address
6. Fill employment details employment type. PAN, monthly income
7. Create a 4 digit PIN
8. Fill OTP sent on the mobile number
9. To apply for a loan, select the loan amount and loan purpose, click on 'Apply Loan'.
10. Fill bank account details Bank Account Number, IFSC Code
11. To complete the KYC process, take a selfie, scan ID proof (PAN Card), verify address proof (Aadhaar Card)
12. To complete the profile, fill personal details - father's name, mother's name, marital status, fill professional details business name, profession type, business address.
Wait for the verification of all the documents, click on 'Register for auto pay
For auto pay registration, confirm/ update details.
After loan processing, sign an agreement to receive the loan amount.
Terms & Conditions
DOS
1. Share "Best Loan Offer" link with customers to find their loan eligibility.
2. Follow up with customers to complete KYC and upload required documents.
3. For app based loans, complete the process on the customer's device by using your shared link only.
4. Select "Self Employed category, if the customer does not receive salary in a bank. account.
5. Check the pincode according to the customer's Current Address proof.
6. Use the "My Customer" section to check loan status and remind them to complete the process.
7. Customer details (PAN, phone number, etc) on lender's application should be same.
like customer name, address, mobile number, 1. Don't provide any incorrect/false information. PAN in the loan application.
DON'TS
2. Don't edit or modify any documents for the loan application
3. Identify yourself as Partner and not brand/ company employee/agent.
4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand's page or application.
ETIQUETTES
1. Identify yourself as a Partner talking on behalf. of the lender.
2. Request customer's permission to proceed with the call. If denied permission, apologize and politely disconnect.
3. Contact customers only during the office hours between 9:30 AM to 7:00 PM.
4. Don't argue or misbehave with the customer.
5. Always keep the conversation limited to business matters.
6. Always thank the customer for his/her time.
Other T&Cs
1. Partner should always strictly comply with ail the applicable laws, rules, regulations and government guidelines.
2. If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses and their account and earnings shall be blocked/freezed.
3. Partner should not accept any payment or give any incentive to the customer.
4. Partner is expected not to make false promises, or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it
5. Partner is expected not to indulge in any malpractices including but not limited to sharing
his ID with others, sub contracting his work, using his own number instead of customer's, not taking consent of customer while processing application, mis-selling and not clearly explaining the details of loan being offered.
6. In case, 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and